TERA.
Banking smarter
Send money globally, earn on your savings, and pay with a card that works everywhere — all from one account. Powered by blockchain, built to feel like a bank.
- 🔐 Blockchain backed
- ⚡ Multi-device
- 💳 Debit card
One account.
Every money move.
Contactless, wherever you go — 50+ currencies, no foreign transaction fees, accepted everywhere.
Six pillars.
One account.
Multi-device
Access your account from any device. Your account is protected across multiple layers — lose a device, nothing happens.
Fast Payments
Send and receive in seconds using just a name or email — no complicated details, no hidden fees. Works across 190+ countries instantly.
Savings Account
Your savings earn interest every day — and you can access them any time. No lock-up, no waiting, no conditions.
Zero Fees
No transfer fees, no hidden charges. What you see is what you get — every time.
Your money stays yours
Your funds are stored securely and belong to you — we cannot freeze or block them. No delays, no restrictions, no conditions.
Security
Your account needs multiple confirmations to approve any action — so nothing moves without you. Face ID and account recovery built in.
Money that
moves with you.
From a morning coffee to a spontaneous flight — TERA keeps up. Every tap, every border, every currency.
Up and running
in under two minutes.
Create your account
Sign up with just your email. No paperwork, no branch visit, no waiting. Verified in 60 seconds.
Receive money in any currency
Accept payments in any currency — bank transfer, card, or Apple/Google Pay. All in one place, instantly available.
Send, spend, earn
Use your virtual card online immediately. Physical card available.
Your savings.
Actually earning.
Your savings earn interest every day — not the near-zero rates banks offer. Withdraw any time, instantly. No waiting, no conditions.
A network that
never sleeps.
- London → Tokyo$1,240
- New York → Berlin€480
- Dubai → Mumbai₹18,400
Your keys.
Your funds.
Built around you.
Your money is protected by the way TERA is built — not just a password. No one, not even us, can access your funds alone.
- Your account lives across multiple places — lose one device, nothing happens
- Every payment needs more than one confirmation, so nothing moves without you
- Adding a new phone is easy — just approve it from your existing device
- Lost your phone? Remove it in seconds — your money stays untouched
- Face ID or fingerprint protects every action you take
- Freeze your account instantly — one tap, no phone calls
TERA vs
traditional banking.
Things people
usually ask.
Join the neobank built for real people — not for tech experts.